By Hillary Magede Technical Head of Short Term GrowthHouse
With the festive season approaching, it is an ideal time to make sure your insurance and risk management plans are in place to protect you, your family and your most precious belongings during the holidays. Taking proactive steps now can help ensure a safe and worry-free season.
Essential holiday safety tips
- Home security: Ensure alarms are working and consider keeping holiday plans off social media to reduce security risks. Ask a neighbour or friend to help watch over your property.
- Fire safety: Unplug electronic devices before leaving, as faulty electronics are a common fire hazard. Check your home for any potential risks before heading out.
- Flood precautions: Inspect taps, pipes, and drainage to prevent water damage. In flood-prone areas, secure windows, and doors.
- Vehicle safety: Make sure your car is in top condition by getting it serviced before your holiday travels. For cross-border trips, check that all necessary paperwork, insurance, and roadside assistance plans are in place.
Review your insurance cover
The festive season often comes with added risks, so it is sensible to review your personal insurance policies for adequate protection. Ensure all necessary assets, such as unattended property and vehicles, are covered, and confirm that emergency services like roadside assistance and car hire are included. Some insurers limit services for new cover during the holidays, so it is wise to request adjustments now.
At GrowthHouse, we are here to ensure you have peace of mind this holiday season. Reach out to confirm your policy details or make adjustments if needed. Our goal is to provide the cover and support you need for a safe and enjoyable holiday.
Get in contact with your GrowthHouse Financial Adviser or contact us
